Your transaction limits on Celia depend on your verification tier. You can always see your current tier, your Daily Transaction Limit, and your Balance Limit under Profile > Settings > KYC level, which also shows a full Tier Benefits table.
The tiers
- Tier 1 is where everyone starts, with no verification needed. It has a daily transaction limit of ₦50,000 (deposits and withdrawals combined) and a maximum balance of ₦300,000. Tier 1 accounts can receive deposits but cannot yet withdraw to a bank. - Tier 2 is unlocked when you complete BVN verification. It enables bank withdrawals and raises your limits. - Tier 3 involves further verification (such as your NIN) and raises your limits again.
A note on buying and selling
Buying and selling crypto are not capped by these tier limits directly. They are funded from your Naira balance, and it is that Naira balance, through deposits and withdrawals, that the limits apply to. To raise your limits or turn on withdrawals, tap Upgrade to Tier 2 and complete the next verification step.